Disclaimer:

Find Centric Ltd are working with our partners Sissons Indemnity Claims Ltd (Company Registration Number 15663783) as an introducer and could earn an affiliate commission if a client has a successful Claim.

Sissons Indemnity Claims Ltd are the leading company in the UK for Energy Mis-selling claims. While processing these claims over the last couple of years they have uncovered one of the biggest financial oversights in UK banking history, and they are the only firm that can fix it.

For the past 18 months, they have developed and protected a unique process that exposes breaches in the Direct Debit Scheme. These breaches have cost businesses and consumers billions, and now it's time to claim it back.

What’s the Issue?

Since 1997, banks have stopped validating Direct Debit Instructions/Mandates. They've passed the responsibility to service users, creating a loophole that has gone unchecked for decades.

This means:

• Dormant Mandates (inactive for 13+ months) are invalid.
• Failed Validation of Mandates
• Unauthorised signatures, signed by employees or Directors who are NOT authorised on the Bank Account
• Unauthorised signatures, signed by Brokers, Consultants, TPI's, etc
• Incomplete Mandates

Every one of these breaches is grounds for a full claim, no negotiation, no interest, just the full amount owed.

Why This Matters

• 7 million business claims in the energy sector alone, averaging £400k each.
• 20 million consumer claims for "Buy Now, Pay Later" deals, averaging £7k each.
• 10 million more business claims across other industries.

That's trillions of pounds waiting to be reclaimed.

How It Works

Banks have 14 days to settle once we submit a claim. If they don't pay:

• We escalate to the Financial Ombudsman Service or Financial Conduct Authority
• We report them to BACS and Pay.UK—risking their removal from the Direct Debit Payment Scheme.

The Ombudsman rules in favour of the client, and payment follows.

We Have

• FCA backing – the FCA provided a statement that is incorporated into the Letter Of Claim
• Full Rules and Regulations of the Direct Debit Payment Scheme and the Direct Debit Guarantee
• Several Settled Claims, with our first £1 Million Claim paid in full

Mis-Sold Energy Contracts – The Hidden Scandal

Over 90% of brokered energy contracts are mis-sold. Brokers and Suppliers pocket huge profits and commissions while businesses pay inflated bills. We can recover up to 80% of all costs going back to the year 2000.

Recent court rulings make this clear:

• Expert Tooling v Engie (2025): Partial disclosure isn't enough - contracts can be challenged.
• Rukhadze v Recovery Partners (2025): If there's a conflict of interest, the contract can be rescinded.

This means businesses can cancel unfair contracts and reclaim every penny of profit taken. This also applies to contracts that have expired.

Why Choose Sissons Indemnity Claims Ltd?

• They're the UK's leading experts.
• Their claims are forensic, certified, and backed by Litigation Funders, Counsel Chambers and Insurance Companies.
• No upfront costs—clients only pay when they win.
• Solicitor fees are capped at 30%, the lowest in the market.

"This isn't just an opportunity, it's a revolution. If you want to know what your claim is worth, it costs nothing to find out."

Please fill in the form with the information we need to make an assessment on your Energy or Bank claim: After our review we will send you an email with a calendar link for a 20-minute exploration call with one of our experts if we feel you have a valid claim.

If we feel you have a valid claim here is the list of information, we will need after the “Exploration Call” to calculate and evaluate the size of your potential claim.

• Copies Of Contracts
• Copies of Direct Debit Mandates
• LOA's signed with the Energy Brokers/Consultants/Professionals
• At least one Invoice/Bill from each contract period
• List of all payments made to that Supplier
• List of Authorised People/Signatures on Bank Account(s)

Remember, Bank Claims and Energy Claims are two separate claims and do NOT affect one another.